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Poland crypto licensing: MiCA

Date not set No MiCA competent authority is designated, and the national act is not in force. No new date is set.

Regulator
None designated for MiCA (KNF proposed)
Legal basis
MiCA applies directly · national act on the crypto-asset market not in force
EUR-Lex · Regulation (EU) 2023/1114 (MiCA)
KNF · Communication on the end of the transitional period
Official register
ESMA interim MiCA register (CASPS.csv) · Format: CSV
Pending
No MiCA competent authority is designated, and the national act is not in force. No new date is set.

What is changing

MiCA applies directly in Poland, but the national act that would designate a supervisor is not in force. The Sejm adopted the act on the crypto-asset market on 15 May 2026, the President declined to sign it, and in September 2026 the Sejm failed to override the veto (241 votes, against 266 needed for 3/5).

According to the KNF, no Polish authority has been designated as MiCA competent authority, so a CASP licence cannot be obtained in Poland. Since 1 July 2026 an entry in the Polish virtual-currency register no longer allows a firm to operate. Crypto services in Poland can now be offered only by firms authorised in another EU state that passport into Poland. ESMA's register lists no CASP with Poland as home member state.

ESMA interim MiCA register: entries by home member state

ESMA interim MiCA register: entries by home member stateGermany (DE)109France (FR)36Netherlands (NL)29Cyprus (CY)25Malta (MT)23Spain (ES)16Luxembourg (LU)13Latvia (LV)12Liechtenstein (LI)12Ireland (IE)12Czechia (CZ)12Austria (AT)12Italy (IT)10Denmark (DK)7Slovakia (SK)6Norway (NO)6Lithuania (LT)6Croatia (HR)6Slovenia (SI)5Finland (FI)5Bulgaria (BG)5Greece (GR)4Estonia (EE)3Belgium (BE)2Sweden (SE)1Portugal (PT)1Iceland (IS)1Hungary (HU)0Poland (PL)0Romania (RO)0
Source: ESMA interim MiCA register, CASPS.csv (file last updated 15 Oct 2026; downloaded 21 Oct 2026). Counts are rows: one row per entity (Article 63 authorisation or Article 60 notification). CASPS.csv

Timeline

  1. law adopted

    The Sejm adopts the act on the crypto-asset market, which would designate the KNF as supervisor. The President declines to sign it and returns it to the Sejm.

    Sources: Sejm · Komunikat, 64. posiedzenie official

  2. regulator notice

    IAS Katowice: an entry in the Polish virtual-currency register is not a MiCA authorisation and gives no right to operate after 1 July 2026.

    Sources: gov.pl · IAS Katowice official · KNF · Komunikat, 23.06.2026 official

  3. transition ends

    The MiCA transitional period (Art. 143(3)) ends. Because no implementing act is in force, no Polish authority, including the KNF, has been designated as competent authority, so CASP authorisations cannot be obtained in Poland.

    Sources: KNF · Komunikat, 23.06.2026 official

  4. veto upheld

    The Sejm fails to override the veto: 241 for, 198 against, 3 abstentions, short of the 3/5 majority required.

    Sources: Sejm · Komunikat, 64. posiedzenie official · Rzeczpospolita / PAP (date of vote) press (secondary)

A company-level tracker for Poland is in preparation. This page covers the rules and dates only. CSV

Cite this

VASP Tracker, “Poland crypto licensing: MiCA”, https://vasptracker.com/en/pl/ (20 Oct 2026), CC BY 4.0.