Press · United States (GENIUS Act)

Quotable numbers with sources. Figures and data are CC BY 4.0: credit “VASP Tracker” with a link.

Key Numbers (21 Oct 2026)

• 18 January 2027: the GENIUS Act takes effect on 18 January 2027 (89 days). Federal Register 2026-19966
• 16 of 20 GENIUS Act / stablecoin documents in the Federal Register are proposed rules; 1 interim final rule. list
• 17: the OCC has conditionally approved 17 national bank charters involving digital assets since December 2025; 8 describe stablecoin issuance. OCC
• 39: 39 companies are on NYDFS's list of regulated virtual-currency entities; 6 stablecoins approved for issuance in New York. NYDFS
• 18 July 2028: exchanges may no longer offer payment stablecoins from non-permitted issuers (3 years after enactment, our calculation).

Analysis

• The GENIUS Act Takes Effect on 18 January 2027. 16 of Its Rules Are Still Proposals

  21 Oct 2026 · Why the date is fixed, what becomes unlawful, which agencies have proposed what, and the 2028 deadlines for states and exchanges.

• The OCC Has Approved 17 Crypto Bank Charters Since December. 8 Plan Stablecoins

  21 Oct 2026 · Circle, Ripple, Paxos, BitGo, Fidelity, Bridge, Crypto.com, Coinbase and others: what each decision says the bank will do, and what it will not.

• 39 Companies Hold a New York Crypto Licence. Who They Are

  21 Oct 2026 · BitLicenses, money transmitter licences and trust charters by year, the 6 stablecoins approved in New York, and who is missing.

Contact

Daniel Bradley, founder: press@vasptracker.com.