Croatia Crypto Licensing: MiCA

In force / passed In force / passed: 1 Jul 2026 (transition ends)

Regulator: HANFA (CASPs) · Croatian National Bank (ARTs/EMTs)
Legal basis: MiCA · Regulation (EU) 2023/1114
EUR-Lex · Regulation (EU) 2023/1114 (MiCA)
ESMA · Competent authorities under Art. 93 MiCA (updated 17 Feb 2026)
ESMA · List of grandfathering periods (Art. 143(3) MiCA)
Official register: ESMA interim MiCA register (CASPS.csv) · Format: CSV

What Is Changing

Croatia applies MiCA directly. ESMA's list of grandfathering periods shows a 18-month transitional period, so providers that relied on national rules had to hold a MiCA authorisation by 1 July 2026. ESMA's Article 93 list names HANFA (CASPs) · Croatian National Bank (ARTs/EMTs) as competent authority for crypto-asset service providers.

The figures below count entries in ESMA's interim MiCA register (CASPS.csv) with Croatia as home member state, and entries passporting services into Croatia. They are recalculated on every build.

ESMA Interim MiCA Register: Entries by Home Member State

379 entries (376 unique LEIs) in ESMA's CASP register
6 entries with Croatia as home member state
184 entries list Croatia among the countries where services are provided

Source: ESMA interim MiCA register, CASPS.csv (file last updated 15 Oct 2026; downloaded 21 Oct 2026). Counts are rows: one row per entity (Article 63 authorisation or Article 60 notification). CASPS.csv

Timeline

30 Dec 2024in force
MiCA applies in full, including CASP authorisation. HANFA (CASPs) · Croatian National Bank (ARTs/EMTs) is the competent authority for crypto-asset service providers on ESMA's Article 93 list.
Sources: EUR-Lex · Regulation (EU) 2023/1114 (MiCA) official · ESMA · Competent authorities under Art. 93 MiCA (updated 17 Feb 2026) official
1 Jul 2026transition ends
The 18-month transitional period notified to ESMA ends: firms relying on national law must now hold a MiCA authorisation (Art. 143(3) caps all periods at 1 July 2026).
Sources: EUR-Lex · Regulation (EU) 2023/1114 (MiCA) official · ESMA · List of grandfathering periods (Art. 143(3) MiCA) official

A company-level tracker for Croatia is in preparation. This page covers the rules and dates only. CSV

Cite This

VASP Tracker, “Croatia crypto licensing: MiCA”, https://vasptracker.com/en/hr/ (21 Oct 2026), CC BY 4.0.